Mahatma Jyotiba Phule Jan Arogya Yojna: A Novel Health Scheme
Ashwini Sapkal, Swati Deshpande
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is a unique health insurance scheme which meets the health expenses of the below poverty line/above poverty line families for identified diseases. It was formerly known as Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) and has been renamed from 1st April 2017. It is implemented and administered by the Chief Executive Officer (CEO) of State Health Assurance Society.1 The CEO is responsible for the management, administration, and control of the day to day affairs of the MJPJAY in accordance with the rules, regulations, orders, and instructions issued by the Governing Council of the State Health Assurance Society. The underlying principle is providing primary care through free screening and consultation. The scheme is implemented through effective use of IT-based solution which is unique to the scheme in reaching out to the beneficiary. The scheme has many unique features to its credit to proactively reach beneficiary and guide the beneficiary to avail the services in a cashless manner.